Sterling Bank USSD Codes for Transfer, Balance & Recharge

Sterling Bank PLC is one of the best banks in Nigeria and as a result of their interest in their customer’s comfortability, they’ve come up with simple USSD codes that are user friendly and allows them to access their accounts virtually.

You can make all kinds of transactions such as payment of bills, money transfer to any bank in Nigeria, check your account balance, do airtime recharge for all Telecom (Glo, Airtel, Mtn, 9Mobile) and also access any of their banking services on your mobile devices at the comfort of your homes without the need to queue at the banking hall.

Sterling Bank Code

The USSD code for Sterling Bank is *822# and it is easy to use, fast, safe and convenient. It is mobile-friendly and the good thing about this is that this platform is available for use 24 hours a day and 7 days a week.

So, you have nothing to worry about the inaccessibility of the system during emergencies. Now, let me take you through how to set up your mobile banking USSD code. You do not need to have data or an internet connection before you can perform this action; however, you must ensure your location has a good network. To start using the Sterling bank USSD codes, activate it with the steps below:

STEP 1: Dial *822# on your mobile phone

Note: Ensure it is the number you registered your account with.

STEP 2: Click on the first option (1) for registration.


STEP 3: Then enter your Account Number

STEP 4: Enter the last 4-digits number on your Debit Card (ATM)

STEP 5: Create a 4-digits PIN to ensure that your account is secure.

STEP 6: Enter the 4-digits number again for confirmation.

STEP 7: Then, Click on SUBMIT.

After which you can go ahead with using the banking services. Simple, right?

Sterling Bank Transfer Code


To transfer Money to other Sterling Bank accounts or to any other bank, simply dial *822*amount*account number# for example to transfer 10,000 Naira to account number 1234567890 in First Bank, you’ll dial *822*10000*1234567890# and then you’ll be asked to select the Bank, verify the account name and put your PIN to complete the transfer.

Sterling Bank Recharge Code (Data & Airtime)

To recharge airtime for your number linked to your sterling bank account, dial*822*amount#.

To recharge airtime for other numbers, dial*822*amount*phone number#

To buy data, dial *822#, select data, choose a data plan, put your PIN and make the purchase.

Sterling Bank Account Balance & BVN Code

To check your account balance or to view your BVN number, dial*822*6#

Other Sterling Bank Codes

  • Pay Bills – Dial*822*2#, then follow the instructions.
  • Make a Card-less withdrawal – Dial*822*42#.
  • Open a new sterling bank account – Dial*822*7#.

You can also dial *822# to do other transactions like:

  1. Request a non-interest loan.
  2. Easily block your ATM debit card.
  3. Change your transaction PIN.
  4. Choose your preferred Language. And so on.

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